Northern Virginia is one of the most expensive and most competitive real estate markets on the East Coast, driven by proximity to Washington D.C., a dense concentration of federal government contractors and technology employers, and one of the highest concentrations of active military and veterans in the country. Younited Lending is licensed in Virginia and serves Northern Virginia buyers with access to 100+ wholesale lenders. With high home prices, complex income structures from government contracting work, and significant VA loan demand, we bring the specialization this market requires.
The Northern Virginia market encompasses Fairfax County, Arlington County, Loudoun County, and Prince William County, all of which have high-cost area conforming loan limits. The high-cost area limit in Northern Virginia for 2026 is $1,249,125 for a single-family home, significantly higher than the standard limit and one of the highest in the country. Even with this elevated limit, many transactions in premium neighborhoods require jumbo financing.
VA loans are a primary specialty given the military community around Fort Belvoir, Quantico, and Pentagon City. Government contractors with variable income or security clearance-related employment structures benefit from our Non-QM and bank statement programs. Jumbo loans are common throughout Fairfax, McLean, and Great Falls. Move-up buyers managing a D.C. area simultaneous purchase and sale benefit from our bridge loan programs.
